Digitise Your Business Transactions with QRIS Tel-Access
In accordance with the cooperation between Bank Indonesia (BI) and the Bank of Thailand (BoT), the implementation of cross-border QR Code-based payment cooperation between Indonesia and Thailand has been officially launched. Cross-border QR allows consumers and merchants in both countries to make and receive payments for goods and services via QR Code instantly, securely, and efficiently. The QRIS Tel-Access system supports cross-border QR services and continues to strive to develop the QRIS system optimally.





Tel-Access e-wallet is a practical electronic wallet technology used for payment transactions and other transactions from mobile phones.
-Bank transfers/transfers between apps
-Ticketing, mobile credit top-ups
-Withdrawals (cash withdrawals) between app users (cash in-cash out)
-Donation/crowdfunding services
-Product sales services
-Transaction services via barcode/QR code
Solutions for financial institutions that already have e-Wallet applications but do not yet comply with the QRIS (Quick Response Indonesian Standard) standards from Bank Indonesia & OJK
Tel-Access provides QRIS Gateway for banks that have not yet adopted the QRIS standard.
The Bank Application will connect via Tel-Access QRIS Gateway
Tel-Acces QRIS Gateway is already connected to the switching system specified by Bank Indonesia, saving banks development and implementation costs.
Tel-Access has proven implementation of QRIS in one of the banks
Full support for changes from ASPI
Full support for changes from ASPI
-Secure Network Payment
-Payment transaction channels using ISO, JSON, API
-Supports AES 256 encryption
-Core banking connection ISO 8583
-Security host connection ISO 8583
-Switch communication ISO 8583
-QRIS switching connection using ASPI standard (luhn, sum check)
A solution for merchants who do not yet have an application or already have one, enabling them to have loyalty apps that are compatible with QRIS.
Tel-Access will provide middleware so that existing merchant applications can connect to the QRIS system.
Tel-Access can also provide EDC machines for merchants to conduct transactions via QRIS.
Tel-Access will provide consultation and training so that banks can use QRIS services in accordance with the specifications provided by ASPI.
The consultation provided includes:
– Information about QRIS
– QRIS security and networking messaging standards
– Payment mechanisms through QRIS
– MDR percentage distribution in accordance with ASPI
– Transactions via QR codes that comply with Bank Indonesia’s QRIS standards
– Tel-Access has extensive experience and a proven track record in implementing QRIS at banks
– Tel-Access has extensive experience in implementing systems that are integrated with banking systems
– Full support for changes from ASPI
– Improves the accuracy of customer transaction data, prevents data fraud, provides insight into the history of each customer purchase and payment transaction, and increases effectiveness and efficiency for the company